10. Who can apply?
If you are New Applicant:
- Bumiputera
- Malaysian citizen
- Aged 16 years and above
- Obtained a valid offer letter or proof of registration or certification of attendance from the Approved Learning & Training Institution (ALTI)
- Not an active recipient of other Yayasan Peneraju funding
- Has an active individual bank account in Malaysia
If you are our “Yayasan Peneraju Alumni”, all criteria listed under “New Applicants” apply, PLUS the following:
- Repayment Status: If you are currently on a repayment plan with Yayasan Peneraju, you must have made repayments exceeding 50% of the total outstanding as of the application date.
- Maximum Financing: The total amount of financing received from Yayasan Peneraju shall not exceed RM150,000.00 of our recoverable amount. You may refer to Peneraju.org for your total financial received.
11. Do I need to have a bank account?
Yes. You need to have an individual Savings account with any of the Banks listed below. Please ensure that the bank account is active and is not a joint account for ease of disbursement.
| No | Bank Name |
|---|
| 1 | AFFIN BANK BHD |
| 2 | ALLIANCE BANK MALAYSIA BHD |
| 3 | AMBANK BERHAD |
| 4 | BANK ISLAM MALAYSIA BHD |
| 5 | BANK KERJASAMA RAKYAT MALAYSIA BHD |
| 6 | BANK MUAMALAT MALAYSIA BHD |
| 7 | BANK SIMPANAN NASIONAL |
| 8 | CIMB BANK BERHAD |
| 9 | CITIBANK BHD |
| 10 | HONG LEONG BANK BHD |
| 11 | HSBC BANK MALAYSIA BERHAD |
| 12 | MALAYAN BANKING BHD |
| 13 | OCBC BANK MALAYSIA BHD |
| 14 | PUBLIC BANK BHD |
| 15 | RHB BANK BHD |
| 16 | STANDARD CHARTERED BANK BHD |
| 17 | UNITED OVERSEAS BANK MALAYSIA BHD |
12. When can I apply?
You may apply within 3 months upon receiving offer letter from the ALTI, before the commencement of the training and certification. The application windows are set for APRIL, JUNE, and SEPTEMBER (subject to change). However you can apply throughout the year.
Please follow the latest announcements on Peneraju.org. Yayasan Peneraju reserves the right to reject applications if the commencement date is more than 3 months away.
13. Can an alumni member of Yayasan Peneraju apply for the Financing Scheme?
Yes. Peneraju Alumni (former beneficiary of Yayasan Peneraju who has successfully completed their programmes, or financing scheme funded by Yayasan Peneraju) are eligible to apply, if they have repaid at least 50% of the amount that is due for recovery for the funding received previously (if applicable).
14. Do I need to apply for the training and certification from ALTI before applying for the Yayasan Peneraju Financing Scheme?
Yes. You need to apply for the training and certification you wish to pursue and obtain proof of registration, such as a valid offer letter, acceptance letter, proof of payment, etc. You need to use the proof of registration to complete the Yayasan Peneraju Financing Scheme application.
15. How do I apply for the Yayasan Peneraju Financing Scheme?
- Register at Peneraju.org by creating an ID with full name, IC number and email address.
- Choose the training or certification you wish to pursue based on the information available at Peneraju.org such as training and certification, entry requirements, duration, Approved Learning and Training Institutions (ALTIs) and Financing Scheme.
- Proceed to apply from Peneraju.org by following the steps and submitting all required documents.
✅ Create your account:
- Open peneraju.org
- Click Register
- Fill in your Full Name as per IC, IC Number (Numbers only), and Personal Email Address
- Click Next
- Enter your Personal Email Address, Password, and Confirm Password
- Click Register
- Verify your email address
- Check your email inbox and follow the verification link
✅ Once your account is created:
- Log in to peneraju.org
- Click Services
- Select Apply Financing
- Choose your Financing Scheme Package: Silver, Gold, or Platinum
- Select your Course
- Fill in Course Details
- Upload your Offer Letter or Proof of Registration from your selected one (1) ALTI
- Upload required Documents with Certified True Copy verification
- Complete My Profile:
- Profile Info
- Address
- Academic History
- Bank Information
- Submit your application
- Receive approval notification via email and on peneraju.org
16. Is it possible to apply for training and certification that is not listed?
No. You may apply only for training and certifications listed at peneraju.org/courses
17. Since there are no requirements related to income, what is the purpose of attaching a monthly pay slip or income declaration during the application?
The document is required to verify the income information stated in the application form. If you are unemployed or self-employed, please fill in the Income Declaration Form.
18. Am I going to be informed of my application status?
Yes. You will receive an email notification on your application status within 21 days after successful submission of your application. Remember to check both your inbox and email junk/spam folders. You may retrieve your letter of offer via Peneraju.org. However, do take note, it may exceed the 21 working days during peak application season and you may have to wait longer. We appreciate your patience and please do plan ahead your timing wisely and not make last minute applications nearing the start of your course or training.
19. What happens if I do not receive any notification after 21 working days?
You may check your application status after 21 working days via Peneraju.org. If your status is not visible, please contact our askme@peneraju.org team. However, do take note, it may exceed the 21 working days during peak application season and you may have to wait longer however we do encourage that you reach out to us via the email stated if you require further clarification and our team will get back to you soon.
20. What do I do if my status is ‘Rejected’?
We recommend that you re-apply through peneraju.org and ensure all required documents are uploaded correctly to avoid further delays.
21. What are some common reasons for rejection of your application?
Below are potential reasons why your application may be rejected:
- Incomplete or Unclear Documents, such as:
- Missing proof of registration from ALTI
- Blurred, unreadable or unclear documents, including:
- NRIC (front and back)
- Birth certificate copy
- Missing Initials or Signatures – Failure to initial or sign each page of the Letter of Offer (LO) or EFSA during submission on peneraju.org
- Unreasonable Funding Request – For example: If the ALTI’s offer letter states RM10,000 for training and certification, but the applicant applies for RM150,000 under the Financing Scheme
- Falsified Documents – Such as income proof from a non-existent employer
- Incomplete or Incorrect ALTI Offer Letter, such as:
- Missing or key information: Name, NRIC, course name, course start and end dates
- Missing fee structure (required for professional courses)
- Missing total course amount, including SST
- Incorrect details: e.g., correct name but wrong NRIC, name not verbatim to IC
- Incorrect or Incomplete Information in Letter of Offer – e.g., incorrect NRIC number, or other missing fields
- Did Not Meet Entry Requirements – As outlined in the eligibility criteria
Note: To ensure a smoother and faster process, applicants are advised to have all documents approved by their ALTI before submission.
22. What documents need to be Certified True Copy verified?
Documents mandatory to CTC:
- Applicant’s NRIC copy (front and back)
- Applicant’s birth certificate copy
- Applicant’s bank statement (with visible Bank, Bank Account no. and Bank Account Owner matches with the applicant)
Documents optional to CTC:
- Applicant’s latest pay slip
- Applicant’s SPM slip or equivalent (IGCSE)
- Applicant’s academic transcript (STPM, Diploma, Degree, etc.)
*Please be advised that for post-SPM applicants, it is mandatory to upload your Certified True Copy of your SPM slip.
23. How do I check my application status without logging in?
You can check your status via the ‘Candidate Verification’ feature located at the bottom of Peneraju.org
